While FEMA doesn’t require survivors to apply for an SBA loan before they are considered for assistance, the SBA can offer financial support to individuals and business owners to aid their recovery.
Homeowners and renters in Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen, and Woodford counties can apply for federal assistance.
How To Apply for FEMA Assistance
Survivors in the Anderson, Butler, Carroll, Christian, Clark, Franklin, Hardin, Hopkins, Jessamine, McCracken, Mercer, Owen, and Woodford counties who have disaster-caused damage or loss from the April storm can apply for federal disaster assistance under the major disaster declaration DR-4864 in several ways:
- Online at DisasterAssistance.gov.
- Visit any Disaster Recovery Center. To find a center close to you, visit fema.gov/DRC, or text DRC with your Zip Code to 43362 (Example: “DRC 29169”).
- Use the FEMA mobile app.
- FEMA works with every household on a case-by-case basis.
- Call the FEMA Helpline at 800-621-3362. It is open 7 a.m. to 10 p.m. Eastern Daylight Time and offers help in many languages. If you use a relay service, such as Video Relay Service (VRS), captioned telephone, or other service, give FEMA your number for that service.
The deadline to apply under DR-4864-KY is June 25.
How to Apply for SBA Disaster Loans
The SBA offers disaster loans to assist businesses, private nonprofits, homeowners, and renters in their recovery. Homeowners and renters are eligible to apply for disaster loans to repair or replace disaster-damaged or destroyed real estate and damaged or destroyed personal property. Businesses and nonprofits are eligible to apply for loans to cover physical damage. Economic Injury Disaster Loans (EIDLs) are also available to qualified businesses and nonprofits to help meet working capital needs caused by the disaster.
For more information about Kentucky flooding recovery, visit www.fema.gov/disaster/4860 and www.fema.gov/disaster/4864.
You can also follow the FEMA Region 4 X account at x.com/femaregion4.
